Swap Monero (XMR) to Bitcoin (BTC)

XMR to BTC is the usual way back from Monero to the most liquid coin — to pay someone who only takes Bitcoin, move to an exchange or simply rebalance. Send XMR from your own wallet and receive BTC on-chain at a floating rate, without an account.

Instant Swap

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Best Rate

XMR to BTC rate right now

Market rate

1 XMR ≈ 0.0073891 BTC

1 XMR ≈ $591.76

Inverse rate

1 BTC ≈ 135.3353 XMR

1 BTC ≈ $80,086.00

This is the mid-market price (CoinGecko, updated 13:16 UTC). A float-rate swap deducts the 1% service fee and the network fee for sending BTC. The widget above quotes the exact amount for your size; the table below is a quick reference.

How much BTC you get for XMR

You send	At market	≈ after 1%*	USD
0.1 XMR	0.00073891 BTC	0.00073152 BTC	$59.18	Swap
0.25 XMR	0.0018473 BTC	0.0018288 BTC	$147.94	Swap
0.5 XMR	0.0036945 BTC	0.0036576 BTC	$295.88	Swap
1 XMR	0.0073891 BTC	0.0073152 BTC	$591.76	Swap
2 XMR	0.014778 BTC	0.01463 BTC	$1,183.52	Swap
5 XMR	0.036945 BTC	0.036576 BTC	$2,958.80	Swap
10 XMR	0.073891 BTC	0.073152 BTC	$5,917.60	Swap
25 XMR	0.18473 BTC	0.18288 BTC	$14,794.00	Swap

How much XMR you need for a target BTC amount

You want	At market	≈ incl. 1%*	USD
0.0001 BTC	0.013534 XMR	0.01367 XMR	$8.01
0.001 BTC	0.13534 XMR	0.1367 XMR	$80.09
0.005 BTC	0.67668 XMR	0.68351 XMR	$400.43
0.01 BTC	1.3534 XMR	1.367 XMR	$800.86
0.05 BTC	6.7668 XMR	6.8351 XMR	$4,004.30
0.1 BTC	13.5335 XMR	13.6702 XMR	$8,008.60
0.5 BTC	67.6676 XMR	68.3511 XMR	$40,043.00
1 BTC	135.3353 XMR	136.7023 XMR	$80,086.00

* Before the BTC payout network fee: it is a flat amount, so it matters most on small swaps, and the widget quote already includes it. Amounts below the current minimum cannot be swapped — the widget shows the minimum before you create an order. Monero pairs run through a payment gateway: float rate only, and besides our 1% the quote carries the gateway's acceptance and conversion costs, so the widget amount is typically about 1% below this column. The widget figure is the one that counts.

XMR to BTC: what matters

Going from XMR back to Bitcoin is mostly about the sending wallet. Monero can only spend outputs that have passed the 10-block lock, so if you received XMR or made a payment in the last 20 minutes, part of the balance may still be locked and the wallet will refuse to send the full amount. Check the unlocked balance first, then send the exact amount from the order in one transaction — a 'send all' sweep subtracts the network fee from the total and the deposit arrives short. The BTC payout goes to an ordinary on-chain address and is visible on the Bitcoin chain like any other transaction.

Monero hides senders, receivers and amounts on its own chain: ring signatures (16 members since the August 2022 upgrade), one-time stealth addresses and RingCT. That privacy covers only the Monero leg — the coin you swap from stays as visible as it always was.

Bitcoin has no smart-contract tokens to worry about here: one network, one asset, and confirmations are the only variable.

Monero vs Bitcoin: the networks side by side

	XMR	BTC
Network	Monero mainnet (proof of work, RandomX); private by default	Bitcoin mainnet (proof of work)
Blocks / confirmation	a block about every 2 minutes; received XMR stays locked for 10 blocks (about 20 minutes) before it can be spent	a new block roughly every 10 minutes on average (individual blocks can take 1 to 30+ minutes)
Address format	95 characters: primary address starts with 4, subaddresses with 8; an integrated address is 106 characters and starts with 4	bc1q… (SegWit), bc1p… (Taproot), 3… (P2SH) or legacy 1… — all are accepted
Network fee	set by the wallet from the transaction size and the network's dynamic fee; usually cents	priced in sat/vByte and set by your wallet; when the mempool is full a low fee can leave the transaction unconfirmed for hours
Memo / tag	not used	not needed to receive
Wallets	Feather, Cake Wallet, Monero GUI, Monerujo	Electrum, Sparrow, BlueWallet, Trezor, Ledger

How to swap XMR to BTC, step by step

1
Select XMR → BTC in the widget and enter the amount. It shows the current minimum and the BTC you will receive. This pair is float-rate only, with every fee already included in the amount you receive.
2
Paste your BTC address — bc1q… (SegWit), bc1p… (Taproot), 3… (P2SH) or legacy 1… — all are accepted. Copy it from your wallet (Electrum, Sparrow, BlueWallet, Trezor, Ledger) and compare the first and last characters.
3
Create the order and send exactly the shown amount of XMR to the deposit address. Bookmark the order link — it shows the live status.
4
Wait for confirmations: a block about every 2 minutes; received XMR stays locked for 10 blocks (about 20 minutes) before it can be spent. The liquidity provider sets how many are required; the order page shows the live count.
5
BTC is sent to your address automatically. On the receiving side: a new block roughly every 10 minutes on average (individual blocks can take 1 to 30+ minutes). The transaction hash appears on the order page.

Common XMR → BTC mistakes

Freshly received XMR — and the change from your own last payment — is locked for 10 blocks. If the wallet says the balance is locked, wait about 20 minutes; nothing is wrong.
Do not look for a separate payment ID field. Long payment IDs were removed from Monero in 2019 (v0.15); for your own wallet a subaddress is enough, and an integrated address must be pasted whole.
A wallet that has not finished syncing shows zero even after the payout. Let it sync (or restore from the right restore height) before assuming the XMR is missing — the payout hash is on the order page.
Do not send BCH or BSV to a BTC deposit address — they are different chains and such funds are usually unrecoverable.

KOT.CASH vs a centralised exchange for XMR → BTC

	KOT.CASH	Centralised exchange
Account & KYC	No sign-up; no ID documents for standard swaps	Account required; regulated exchanges must verify identity
Steps	One order: send XMR, receive BTC at your own address	Deposit XMR → wait for credit → trade → request BTC withdrawal
Custody	Funds pass through the service only for the swap	Funds sit in the exchange account until you withdraw
Withdrawal	Automatic once the deposit is confirmed	Withdrawal fee; limits, holds or extra checks are possible
Cost	Float rate only; service fee, gateway costs and payout network fee are already in the amount you receive	Trading fee, spread and withdrawal fee — vary by exchange and volume
Where a CEX is better	No fiat, limit orders or margin — crypto-to-crypto swaps only	Fiat on/off-ramp, limit orders, very large volumes

This compares how the processes work, not any specific exchange. Exchange tariffs change — check them on the platform itself.

XMR to BTC: questions people ask

My wallet won't let me send the whole XMR balance — why?

Part of it is still locked: received outputs and the change from your last payment stay unspendable for 10 blocks (about 20 minutes). Wait until the unlocked balance covers the order amount.

Can I use 'send all' to pay the order?

Better not. A sweep deducts the Monero network fee from the amount, so the deposit is slightly less than the order asks for. Send the exact amount shown.

How long does XMR to BTC take?

Monero blocks come about every 2 minutes; the order page shows when the deposit is confirmed and when the BTC is sent. The Bitcoin payout then needs its own block, about 10 minutes on average, to confirm in your wallet.

How long do XMR confirmations take?

A block about every 2 minutes; received XMR stays locked for 10 blocks (about 20 minutes) before it can be spent. The liquidity provider decides how many confirmations are required; the order page shows the live count.

Which Bitcoin address types can receive?

bc1q… (SegWit), bc1p… (Taproot), 3… and legacy 1… addresses all work. Paste an on-chain address, not a Lightning invoice.

Is there a fixed rate for XMR to BTC?

No, Monero pairs are float-only. The widget shows the BTC amount with all fees included.

Do I need to register?

No. You need only your Bitcoin address. A high-risk deposit can be held under the AML policy.

Can I use XMR in split swap or multi-hop?

No. Monero works in the simple swap only.