How to Convert BNB to BTC: BEP20 BNB to Native Bitcoin

To convert BNB to BTC you send BNB from BNB Smart Chain (a 0x address) to a swap order and receive native Bitcoin at a bc1…, 3… or 1… address in your own wallet. On KOT.CASH that is one order on the BNB to BTC page: the widget shows how much BTC you will get before you send anything, and no account is needed for a standard swap. The rest of this guide covers the details that decide whether the swap goes smoothly: which BNB is accepted, what the rate means, how long it takes and where people lose money.

Which BNB you can send

BNB lives on BNB Smart Chain (BSC) as the chain's native gas coin. That is the only BNB the pair accepts. The old BNB Beacon Chain, with addresses starting with bnb1 and a memo field, was shut down in 2024, so any guide that tells you to add a memo for BNB is out of date. If your wallet still shows a bnb1 address, it is showing a retired network — use the 0x address for BNB Smart Chain.

Two look-alikes cause trouble. BNB on opBNB is a layer-2 version with the same 0x address format but a different network; sending it to a BSC deposit address does not arrive where the order is watching. Wrapped BNB (WBNB) is a BEP20 token, not the native coin; unwrap it in your wallet first. When you withdraw BNB from an exchange to the deposit address, choose the network called BSC or BEP20.

What 1 BNB is worth in BTC

BNB and BTC are both priced in dollars, so the cross rate is simply BNB's dollar price divided by Bitcoin's. With BNB around $730 and BTC around $82,000, 1 BNB is roughly 0.0089 BTC, 10 BNB roughly 0.089 BTC. Those numbers move every minute; the crypto converter shows them at the current market price, and the pair page has a table of popular amounts.

What you receive is a little less than the market figure. The float rate includes a 1% service fee, the fixed rate 1.5%, and the Bitcoin payout itself pays a network fee. The widget quote already accounts for all of that, so compare quotes by the BTC you will receive, not by the headline rate.

Step by step

1. Open the BNB to BTC swap and enter the amount. Check the minimum shown in the widget — it depends on current network costs.
2. Choose float or fixed. Float follows the market until your deposit is confirmed; fixed locks the BTC amount for the payment window at a higher fee.
3. Paste a Bitcoin receive address from your own wallet. Native SegWit (bc1q…) and Taproot (bc1p…) are the most common; nested SegWit (3…) and legacy (1…) work too.
4. Create the order and send exactly the shown amount of BNB from BNB Smart Chain to the deposit address. Keep a little BNB in your wallet to pay the BSC gas for this transfer.
5. Wait for confirmations. BNB Smart Chain is fast: the provider waits for 60 blocks, which takes well under a minute at current block times.
6. BTC is sent to your address automatically. The order page shows the Bitcoin transaction hash; the first Bitcoin confirmation usually comes within about ten minutes.

How long BNB to BTC takes

The BNB side is rarely the bottleneck. Blocks on BNB Smart Chain come in under a second, so 60 confirmations pass in about a minute. Processing on the provider side usually adds a few minutes. The Bitcoin side then needs a block: Bitcoin targets one block every ten minutes on average, but individual gaps vary a lot, from a minute to half an hour. A typical BNB to BTC swap completes in 10–30 minutes from the moment you send.

If the BNB deposit shows no confirmations, the cause is almost always a gas price set too low by hand or a wallet node that did not broadcast the transaction. BscScan shows by hash whether it is in a block. If the transaction is not there at all, it was never sent — send again from your wallet, but only to the same order and only while it has not expired.

If you want the BTC to be spendable in your wallet immediately, remember that your wallet counts its own confirmations. The payout is final once it is in a block; most wallets show it as confirmed after one block.

Mistakes that cost money

• Sending from the wrong network. BNB on opBNB, or BNB withdrawn from an exchange with the ERC20 option, does not arrive on BNB Smart Chain. Pick BSC/BEP20.
• Sending everything. If you swap all your BNB, BEP20 tokens left in that wallet cannot be moved until you top up BNB for gas. Keep a small reserve.
• A wrong Bitcoin address. Bitcoin cannot be recalled. Copy the address from your wallet and compare the first and last characters; never type it by hand. The address validator checks the format.
• An exchange withdrawal that arrives short. Exchanges subtract their withdrawal fee from the amount you enter. Make sure the amount that lands at the deposit address equals the order amount.
• Waiting on an expired order. If no deposit arrives, an order expires after about an hour. Do not send to an old deposit address; create a new order.

BNB to BTC on a swap vs on an exchange

On a centralised exchange the route is deposit BNB, sell for BTC (or for USDT and then BTC if there is no direct market), then withdraw BTC. You pay a trading fee, the spread and a flat BTC withdrawal fee, and you need an account with identity verification. For large amounts with low trading fees that can be cheaper; for small and medium amounts the flat withdrawal fee often decides. The swap fee calculator puts both routes side by side with your numbers.

KOT.CASH does not ask for documents for standard swaps. The liquidity provider runs its own AML checks, and in some cases it can ask for information about the source of funds before completing an order — that is stated in the AML policy, and it is worth knowing before you send a large amount.